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We are a family of four. We have 2 beautifil children. A daughter Daria 3 years and a son Andrew – 1 year and 7 months. Some years ago we took a credit for a house, we were happy and planned to move there as soon as we collect money for refurbishment. My husband was working hard but unexpected thing happened – our company performed a staff reduction and now he is looking for a new job that is very difficult. Our monthly mortage payment is 1500$ and we have to feed our children. It is a very difficult period for us. I am taking any job – babysitting, cleaning, teaching language for Asian children but we cannot cover our daily needs. We believe that this period will end soon but now we ask you for help…

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