Hello, my name is Gilberto Sosa, and I am a Disabled Army veteran, I need to raise 40,000 dollars, I am having problems making ends meet, and I am trying to stay in my home. I have debt that I am trying to pay so that I can refinance the house at a lower rate than I am currently paying, my credit score is in the toilet, I must pay off all of my debt in order to raise my credit score. I have a wife and two sons that I am providing for, losing the home is just not an option for me. I am asking for your help, I am asking for your grace, I am asking for your kindness. I served my country for twenty-five years, I am totally disabled and am unable to work. I am in chronic pain, I am in need of this assistance, and will be grateful to you for whatever you provide. thank you.